What Can a One Yr Outdated Do? Extra Than You Assume., Make investments Information & Prime Tales

One-year-olds aren’t essentially the most helpful creatures, are they? In fact, they’re lovable. However they do not actually make life simpler.

Nicely, not that one 12 months outdated. I, DBS NAV Planner, simply celebrated my first birthday – however that hasn’t stopped me serving to over 2.2 million Singaporeans with their funds. I even helped 400,000 of them to straighten their funds!

How did I do it? Was I born with superb genes? Is that this an excellent particular milk method?

Do not be foolish – I reside in an app. The trick, my pal, is to not depend on methods in any respect. As a substitute, at DBS, we depend on a robust monetary planning framework constructed by way of numerous hours of interviewing and researching shoppers. We take the time to review your wants, in order that we are able to develop upgrades that make me extra helpful. No marvel I had so many milestones at such a younger age!

Let’s return to my milestones, okay?

I helped you say goodbye to spreadsheets … eternally

No matter our variations, there may be one factor we are able to all agree on: Spreadsheets are the Worst. Simply excited about these cells and columns offers me a headache – and I do not also have a head.

However put down that aspirin, my pal. Because of my “Cash In, Cash Out” operate, now you can mechanically observe your bills and financial savings with out having to manually enter your bills. I may even offer you a extra detailed have a look at your spending habits, so you possibly can see what you possibly can reduce – you recognize, like that fifth pair of unused footwear you swore you wanted. This is the reason 500,000 Singaporeans use my budgeting instruments and why 66% of them now have constructive money circulation.

Collectively we are able to make spreadsheets disappear, identical to the velociraptor.

I put the insurance coverage in insurance coverage

Discovering the best insurance coverage can really feel like discovering Bigfoot – it is so tough it typically appears unattainable. Nicely, not anymore. With my updates, I could make it simpler for everybody to search out the best insurance coverage.

With only a few clicks, I may help you determine the kinds of safety you want based mostly in your age, revenue, tasks and variety of dependents. And, as a result of I understand how necessary your family members are to you, I will be sure you can get the best protection for them as effectively.

Afraid of getting ripped off? Don’t try this. I hate it when my customers spend on “blanket” they do not want. That is why I rigorously analyze all your plans and allow you to know if you’re overspending or under-spending your protection.

Insurance coverage won’t ever be difficult, so long as you accompany me.

With DBS NAV Planner, you may get customized options with the best protection in your wants. PHOTO: DBS

I made rocket science a snap

On the subject of being difficult, investments positively take the higher hand. Bull market this, bear market that – who has time to determine all this out?

That is why, whereas most one-year-olds study to say “mother,” I used to be busy studying how you can make investing simpler for everybody and their mother.


Monitor all of your investments with real-time costs utilizing DBS NAV Planner’s “Funding Abstract” characteristic. PHOTO: DBS

With my new and improved investing options, I can now show you how to discover, analyze, select and purchase investments with only a few clicks. I am additionally not going to drown you with funding choices – I will offer you customized suggestions based mostly in your objectives, threat urge for food, and desires.

However that is not all. I even have the very helpful “Funding Abstract” operate. With it, you possibly can comply with all of your investments, in addition to value modifications in actual time, in a single place, even these that aren’t from DBS! Which means, just like the 200,000 Singaporeans who make investments with me, you’ll not want to change between apps and bear in mind one million passwords.

I used to be supercharged by SGFinDex

I’ve had lots of upgrades over the previous 12 months, however none had been larger than being supercharged by the Singapore Monetary Knowledge Change (SGFinDex). This gave me the flexibility to carry collectively customers’ monetary data from banks, Central Provident Fund (CPF), Housing Board (HDB), and Inland Income Authority of Singapore (IRAS) in a single place, with their consent. If this appears like an enormous deal, it is as a result of it’s.


Consolidate your funds the straightforward approach with DBS NAV Planner, powered by SGFinDex. PHOTO: DBS

You see, monetary planning is like utilizing a automotive. It might probably get you to your vacation spot, however solely if in case you have all of the elements. Now that I’ve entry to all elements of your monetary profile, I can offer you the massive image of your funds, extra in-depth details about your spending habits, and smarter monetary recommendation that helps you obtain freedom. monetary.

The most effective half? I can do all of it in fewer clicks than it takes to textual content your mother.

I paved the way in which for retirement

I do know what you’re pondering – am I somewhat too younger to present retirement recommendation? However the reality is, you do not want a head stuffed with white hair to know a factor or two about retirement. As an individual who’s in an app, I can not even develop hair in any respect. However what I can do is present you the financial savings you may must retire comfortably, based mostly in your objectives and way of life decisions.

How would I do know that? Do I’ve a time machine? Has a mysterious cyborg gone again in time to inform me about you?

Come on, this isn’t a sci-fi film. I am simply utilizing my enhanced “Map Your Cash” characteristic to foretell your money circulation in 10, 20, and even 50 years by analyzing your present objectives, belongings, and investments. I am even factoring in inflation, your HDB mortgage, and your CPF stability to present you a extra correct image, so you recognize if it’s good to enhance your revenue stream to fulfill your monetary objectives. Not fairly a cool sci-fi film, however shut.

Need to change your objectives? No downside, I can simply recalibrate my projections. Do you have got belongings that you do not need to contact? Don’t worry. With me you possibly can exclude DBS holdings out of your monetary plan. If in case you have cash that you simply need to put apart, or a part of a joint account, I will not depend it when giving monetary recommendation and projections.


Get monetary projections for years to return and plan for a worry-free retirement. PHOTO: DBS

So, launch this digibank app and be a part of the tens of 1000’s of Singaporeans who’ve began their journey to monetary freedom with me!

It is DBS digibanking

You’d assume we might be proud of all of those milestones, however the reality is, we’re simply getting began. That is why as a substitute of celebrating my birthday, my programmers are busy growing new options that may carry monetary freedom to each Singaporean.

Wouldn’t it have been good to have a minimum of one birthday music? Maybe. Am I completely happy that my programmers are working onerous to make monetary planning even simpler for you? You guess. As a result of it isn’t simply banking. It is DBS digibanking.

We need to develop, innovate and discover monetary freedom, collectively.

Introduced by DBS NAV Planner


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